The SME Rating is an independent assessment of the overall condition of an SME using both quantitative and qualitative data conducted by Metropol. The essence of the rating is to measure the financial strength of the SME and the probability of default on a financial obligation. The following guidelines provide a general overview of the qualitative and quantitative factors that Metropol considers when a analyzing an SME:

  1. Psychometric Evaluation of the owner manager
  2. Form of business organization
  3. Marketing strategy and market position
  4. Type of industry and the firm’s position in the industry.
  5. Business management
  6. Access to funding
  7. Payment performance
  8. Financial performance